
What we do
Insurance Claim Dispute Services in South Carolina
Insurance claim dispute services built on one thing: an accurate, defensible valuation of the loss. Pick a single estimate review, full appraisal representation or neutral umpire work.
01Appraisal Demand Representation
We act as the appraiser you name after a South Carolina appraisal demand is made by you or your insurer.
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02Home Insurance Appraisal
Independent appraisal for homeowners whose insurer accepted the claim but paid far less than repairs cost.
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03Commercial & HOA Appraisal
Appraisal for HOAs, condo associations, churches, retail centers and apartment owners with disputed property claims.
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04Roof & Hail Damage Appraisal
Appraisal for roof claims where slopes, matching, code items or hail bruising are in dispute.
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05Wind & Tornado Claim Appraisal
Appraisal for straight-line wind and tornado claims, from torn shingles to structural damage.
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06Hurricane Claim Appraisal
Appraisal for hurricane and tropical storm claims, including SCWHUA wind policies and split wind/flood losses.
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07Water Damage Claim Appraisal
Appraisal for burst pipes, appliance leaks, roof leaks and other sudden water losses that were underpaid.
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08Fire & Smoke Damage Appraisal
Appraisal for fire, smoke, soot and lightning losses where cleaning, rebuild or contents values are disputed.
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09Tree Fall & Ice Storm Appraisal
Appraisal for homes damaged by falling trees and limbs after hurricanes, thunderstorms or ice storms.
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10Earthquake Claim Appraisal
Appraisal for endorsed earthquake losses, starting with a check that earthquake coverage exists at all.
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11Claim Estimate Review
A line-by-line review of the insurer’s estimate so you know what is missing before you sign or demand appraisal.
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12Umpire & Neutral Appraiser
Neutral umpire service for appraisal panels where we represent neither the policyholder nor the insurer.
Learn moreNot sure where to start?
Most files begin with an estimate review
Before anyone demands appraisal, it helps to know exactly where the carrier’s estimate falls short and what that gap is worth. A review answers that in days, and some disputes close right there with a documented supplement.
About estimate reviewsCan I hire you for just one stage?
Yes. Many owners start with an estimate review and decide later whether to demand appraisal.
Do you take commercial and HOA claims?
Yes — condo associations, apartment communities, churches, retail and office buildings, as well as single-family homes.
Do you only handle hurricane claims?
No. We also value hail, tornado, tree fall, water, fire and endorsed earthquake losses.

Free first review
Have a claim that doesn’t add up?
Send the carrier’s estimate. We’ll review it and tell you plainly what we see.