How answers are weighted
Coverage, the two estimates and early photos carry the most weight because they decide whether appraisal is the right tool and how well your number will stand up. Administrative items matter, but they are quicker to fix.
What your score suggests
- 75 or higher: the file is in good shape; a professional look at the dollar gap is the next step.
- 45 to 74: close the open items first — each one strengthens your position.
- Below 45: demanding appraisal now risks locking in a low number.
Questions about this tool
Are my answers saved?
No. The checklist runs entirely in your browser and nothing is stored or sent.
Why does it ask about wind pool and flood policies?
Coastal South Carolina losses often involve two or three policies, and appraisal under one does not bind the others.
