Guides
Insurance Appraisal Guides for South Carolina
Insurance appraisal guides on hurricane deductibles, tree claims, wind-pool policies, documentation and how umpires decide — written for South Carolina owners.
Hurricane Deductible in South Carolina: Triggers, Math and Disputes
Percentage deductibles can swallow a coastal claim. Here’s how triggers work, how the math runs and where disputes really start.
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When a Tree Falls on Your House: A Tree Fall Insurance Claim Guide
Helene dropped trees on thousands of Upstate and Aiken County homes. What policies usually pay for, what gets missed and when appraisal helps.
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Wind Pool Claims and Appraisal: SCWHUA, Homeowners and Flood
Many coastal homes carry three policies for one storm. How SCWHUA, homeowners and flood claims interact, and where appraisal helps.
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Appraisal vs Lawsuit: Two Paths for a South Carolina Claim Dispute
Appraisal settles price; a lawsuit can address much more. A plain comparison of the two paths, without legal advice.
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Storm Damage Photo Checklist for South Carolina Homeowners
Photos are the evidence every adjuster, appraiser and umpire relies on. A room-by-room list of what to capture and how to keep it organized.
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How an Appraisal Umpire Decides Disputed Line Items
The umpire only rules on what the appraisers can’t settle. What that looks like item by item, and what makes a position persuasive.
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